You want to buy a house or refinance your mortgage But your bank refused your mortgage application

Your situation makes your life difficult, that's why we offer mortgage solutions tailored to your situation. Whether you have bad credit, a bankruptcy proposal (consumer), bankruptcy in the past, a 60-day notice, a legal mortgage, renovations to be made with vacant homes, insufficient income or any other situation ... With more of 40 lenders, I will find your funding.

In addition, if your credit rating is low or / and you do not have the down payment, I would establish a strategic plan to rectify your situation.

Private mortgage: If your rate is higher than 10% ... contact me, I could save you interest!

Mortgage loans offered: • Residential, multi-housing (Income properties), Semi-Commercial, Industrial, land • Mortgage financing, Mortgage refinancing, Line of credit mortgage • Reverse mortgage loan • Construction loans, Renovation and mortgage loan for repositioning • Bad credit, Consumer proposal (Debtor) / Bankruptcy • Legal mortgage, 60-day notice • Debt consolidation • Delay on your school and municipal taxes • Delay on your mortgage payments • Unpaid taxes • Divorce, separation, judgments • Collateral • Reversal of Finance, Flip Immobilier, Foreign investment, Sale under lender control • Working capital for companies • Private loan, First Row, Second Row • Temporary financing (Bridge)

Served Regions • We finance almost everywhere in Quebec and the other provinces of Canada. The percentage of funding is estimated based on the remoteness and density of the population.

Loan / Value Ratio • We offer financing up to 80% of the fair market value of a property. This ratio can decrease depending on the location and type of property.

Amount • The minimum amount of funding is $ 10,000

Interest and fees • It varies depending on other parameters. Our offer will be very competitive. • No fees for opening a file and analyzing your needs. • Ex.: Mortgage loan with alternative lender: Rates from 3.20%! • Ex.: Mortgage loan with private lender: Rates from 5.99%!

Amortization • Our clients can choose to pay the monthly interest only or amortize the mortgage up to 40 years!

Terms • The duration of our financing varies from 3 to 24 months, renewable for mortgage loans with an alternative or private lender.

Proof of income: • Alternative lender: Verbalized income for the self-employed • Private lenders: Optional. No proof of income.

Minimum credit rating • Alternative lender: Less than 550 • Private lender: No minimum rating and sometimes without a credit check!

Deadlines • Possibility of quick disbursement in less than 48 hours!

With more than 20 years of careers in a financial institution and more than 20 years of experience in mortgage financing of all kinds. With more than 40 lenders, you will get your mortgage. Why, contact a lender or a bank directly, while with me, you contact more than 40 lenders!

I am a mortgage broker member of the OACIQ, you are dealing with a professional therefore, your data, your information will be confidential and protect. I always act for the good of my clients. My main objective is to carry out your project, to avoid foreclosure of your property, to rectify your financial situation, to protect you before, during and after obtaining financing and above all to protect your EQUITY so hard won over the years.

In addition, I am a credit repair counselor. I will make a plan for you to improve your credit report and I will support you in the process of recovery of the credit bureau in order to help you have a better credit score to obtain financing at lower cost!

Service in French, English, Portuguese and Spanish.

Call me now!

Rui Alberto Maia Tel: 514.884.1907 or toll free 1.866.582.7333 Email: ruiamaia@msn.com Fax: 1.866.582.8450 Or visit my website at www.ruialbertomaia.com